<?xml version='1.0' encoding='UTF-8'?><rss version='2.0'><channel><title>Dream Villa guides</title><link>https://dreamvilla.ca/guides/</link><description>Guides to buying pre-construction in the GTA</description><item><title>How to Choose a Pre-Construction Realtor in the GTA</title><link>https://dreamvilla.ca/guides/how-to-choose-a-pre-construction-realtor-gta.html</link><guid>https://dreamvilla.ca/guides/how-to-choose-a-pre-construction-realtor-gta.html</guid><pubDate>2026-09-27</pubDate><description>The questions to ask, the red flags to watch for, and what good help looks like when you buy a new build from a GTA builder.</description></item><item><title>Best Realtor vs Right Realtor: 12 Questions to Ask Before You Hire One in Oakville, Mississauga or Brampton</title><link>https://dreamvilla.ca/guides/best-realtor-vs-right-realtor-12-questions.html</link><guid>https://dreamvilla.ca/guides/best-realtor-vs-right-realtor-12-questions.html</guid><pubDate>2026-09-27</pubDate><description>Search results say &quot;best realtor&quot;. What you need is the right one for your purchase. Twelve questions that sort them out in one conversation.</description></item><item><title>Is a Realtor Free When Buying Pre-Construction in Ontario?</title><link>https://dreamvilla.ca/guides/is-a-realtor-free-pre-construction-ontario.html</link><guid>https://dreamvilla.ca/guides/is-a-realtor-free-pre-construction-ontario.html</guid><pubDate>2026-09-27</pubDate><description>Who pays the buyer&#x27;s agent on a new build, what you get for it, and why the APS review is the part that matters most.</description></item><item><title>The 2026 first-time buyer HST rebate, explained with real numbers</title><link>https://dreamvilla.ca/guides/2026-first-time-buyer-hst-rebate.html</link><guid>https://dreamvilla.ca/guides/2026-first-time-buyer-hst-rebate.html</guid><pubDate>2026-09-05</pubDate><description>Up to $130,000 back on a new home. Who qualifies, how the taper works between $1M and $1.5M, and why the number is calculated on the price under the sticker.</description></item><item><title>What the advertised price on a new build actually means</title><link>https://dreamvilla.ca/guides/what-the-advertised-price-really-means.html</link><guid>https://dreamvilla.ca/guides/what-the-advertised-price-really-means.html</guid><pubDate>2026-09-04</pubDate><description>Ontario builders advertise HST-in prices with the rebate already assigned. Here is the number underneath, why it matters for deposits and rebates, and how to find it in ten seconds.</description></item><item><title>Closing day is when you qualify, not signing day</title><link>https://dreamvilla.ca/guides/closing-day-is-when-you-qualify.html</link><guid>https://dreamvilla.ca/guides/closing-day-is-when-you-qualify.html</guid><pubDate>2026-09-03</pubDate><description>Pre-construction buyers go firm years before any lender commits. What the lender re-tests, what changes in between, and how to know now whether you will pass then.</description></item><item><title>Deposits: the cash question that decides whether you can buy at all</title><link>https://dreamvilla.ca/guides/deposits-cash-in-year-one.html</link><guid>https://dreamvilla.ca/guides/deposits-cash-in-year-one.html</guid><pubDate>2026-09-02</pubDate><description>Deposit schedules, what they look like on real dates, how much cash lands in the first twelve months, and how deposits are protected.</description></item><item><title>The ten-day cooling-off period, and why freehold does not have one</title><link>https://dreamvilla.ca/guides/cooling-off-and-lawyer-review.html</link><guid>https://dreamvilla.ca/guides/cooling-off-and-lawyer-review.html</guid><pubDate>2026-09-01</pubDate><description>Condo buyers get ten days to walk away for any reason. Freehold buyers do not. What the lawyer review is for, and what to look for in the agreement in those days.</description></item><item><title>Buying your first home in Canada: the newcomer&#x27;s version</title><link>https://dreamvilla.ca/guides/first-home-in-canada.html</link><guid>https://dreamvilla.ca/guides/first-home-in-canada.html</guid><pubDate>2026-08-30</pubDate><description>Credit history, the two-year income rule, gifted down payments, non-resident tax, and the programs that stack for first-time buyers. What actually applies if you arrived recently.</description></item><item><title>Assignment sales: what is actually left after the builder, the CRA and everyone else</title><link>https://dreamvilla.ca/guides/assignment-sales-what-is-left.html</link><guid>https://dreamvilla.ca/guides/assignment-sales-what-is-left.html</guid><pubDate>2026-08-28</pubDate><description>Selling your pre-construction agreement before closing looks like easy money. Here is every deduction between the headline uplift and the cheque.</description></item><item><title>Development charges, levies and the cap that saves you $30,000</title><link>https://dreamvilla.ca/guides/development-charges-and-caps.html</link><guid>https://dreamvilla.ca/guides/development-charges-and-caps.html</guid><pubDate>2026-08-26</pubDate><description>What municipalities charge builders per new home, how the increase between signing and closing reaches your statement of adjustments, and what a cap does.</description></item></channel></rss>