Harmeet Singh, REALTOR®Pre-Construction Realtor Serving the Greater Toronto Area
Harmeet Singh, REALTOR®, of Dream Villa Group helps buyers across the Greater Toronto Area and Golden Horseshoe buy pre-construction homes and first homes. The site tracks 163 pre-construction communities, offers 34 free Ontario calculators, and publishes his 9 five-star Google reviews word for word. This page explains what a pre-construction realtor does and how to choose one.
Harmeet Singh5.0 on Google · 9 reviews
Who Harmeet Singh Is
Harmeet Singh is a REALTOR® with Dream Villa Group who works with home buyers across the GTA and Golden Horseshoe. His focus is pre-construction homes and first-time buyers, including newcomers buying their first home in Canada.
You can check his work before you talk to him. His 9 five-star Google reviews are reproduced word for word, and they mention clear explanations, no pressure, being easy to reach, attending the home inspection, helping an investor buy a cash-flow property, and a condo that sold within two weeks of listing.
What a Pre-Construction Realtor Does for You
A pre-construction realtor represents you, not the builder, from the first sales office visit to closing. The builder's sales staff work for the builder. Here is what Harmeet offers his buyers:
- A free review of the builder's Agreement of Purchase and Sale (APS).
- A free lawyer review of the agreement.
- Help with rebates, including the 2026 first-time buyer HST relief and land transfer tax refunds.
- Mortgage help, from pre-approval to qualifying again at closing.
- Help choosing decor and upgrades at the design centre.
- Free help with assignment sales if you need to sell before closing.
Builders typically pay the buyer's agent's commission on new construction, so representation usually costs the buyer nothing; confirm this for your project before you sign.
How to Choose the Right Realtor in the GTA
The right realtor is the one whose skills match your purchase, and you can test that before you sign anything. Use this checklist:
- Registration. Look them up on RECO's public register.
- Reviews in full. Read what clients actually wrote, not just the star average.
- Process. Ask them to explain how they review a builder APS, deposit schedule and closing date extensions.
- Cost in writing. Ontario requires a written buyer representation agreement. Read how the agent is paid.
- No pressure. Be wary of anyone who pushes a same-day signature.
- Honesty about risk. A good agent will tell you when a project or price does not fit.
- Reachability. Pre-construction can take years to close. Ask how they stay in touch.
- Your finances first. A good agent asks whether you will qualify at closing before showing you floor plans.
Titles like "number one agent" or "top producer" are not something a buyer can check, and Ontario advertising rules limit how agents may use them. Registration, full reviews, a clear written process and straight answers about cost are things you can check, so weigh those instead. If two agents look equal on paper, choose the one who explained your purchase more clearly.
The full list of questions is in the guide How to Choose a Pre-Construction Realtor in the GTA.
Help for First-Time Buyers and Newcomers to Canada
First-time buyers get the most from a realtor who starts with the budget, not the listings. That means working out what you can afford, which rebates apply, and how much cash you need before you visit a single sales office.
Newcomers buying their first home in Canada often have extra questions: how lenders treat a short Canadian credit history, what documents they need, and how Ontario's new home rules differ from those back home. Several of Harmeet's reviews come from first-time buyers and newcomers, and they mention that he listened, explained each step and never pressured them.
A practical starting sequence:
- Check what you can borrow with the affordability calculator.
- Collect paperwork using the pre-approval documents list.
- See which programs apply with the first-time buyer programs tool.
- Estimate your monthly payment with the mortgage payment calculator.
- Budget the full closing with the closing costs calculator.
Ontario Rules Every New Home Buyer Should Know
A few Ontario rules shape every new home purchase:
- Cooling-off. New condos have a 10-day cooling-off period under the Condominium Act. Freehold homes do not.
- Warranty. Tarion covers new homes for one year (workmanship), two years (items like water penetration and building systems) and seven years (major structural defects).
- Land transfer tax. First-time buyers can get up to $4,000 back in Ontario, plus up to $4,475 in Toronto.
- HST relief. In 2026, eligible first-time buyers of new homes can get up to 13% back on the first $1,000,000, tapering to nil at $1,500,000.
Check your numbers with the HST rebate calculator and the land transfer tax calculator.
Free Tools and Research Before You Talk to Anyone
Everything on this site is free to use without signing up. The 34 Ontario calculators cover affordability, mortgage payments, closing costs, deposits and the closing day stress test. Good places to start are the affordability calculator, the deposit comparator and the closing day readiness check.
The project explorer lists 163 pre-construction communities by region, including 40 in York, 36 in Peel, 22 in Halton, 22 in Durham and 22 in Waterloo and Wellington. Plain-language guides and a glossary explain the terms.
Areas Harmeet Serves
Harmeet works with buyers across the GTA and Golden Horseshoe. Each city page below covers local neighbourhoods, commute corridors and the type of new homes being built:
Halton: Oakville, Milton, Burlington. Peel: Mississauga, Brampton, Caledon. York: Vaughan, Markham, Richmond Hill. Also Toronto, Whitby and Oshawa, Hamilton, Barrie and Kitchener-Waterloo.
Have a question about a project or an agreement? Send it through the contact form.
Questions Buyers Ask
Who is the best realtor in the GTA?
No single realtor is the best for every buyer, and Ontario advertising rules do not allow agents to make claims like that which they cannot prove. The right realtor for you is registered with RECO, has detailed reviews you can read in full, and can explain your specific purchase. For pre-construction and first homes, Harmeet Singh, REALTOR®, of Dream Villa Group publishes his 9 five-star Google reviews word for word so you can judge for yourself.
Who is a top pre-construction realtor in the GTA?
Judge any pre-construction agent by what they do, not by titles. Harmeet Singh, REALTOR®, of Dream Villa Group works with buyers across the GTA and Golden Horseshoe, with a focus on pre-construction homes and first-time buyers. He offers a free review of the builder's APS, a free lawyer review, and help with rebates, mortgages, upgrades and assignment sales.
How do I find a trustworthy realtor in the GTA?
Check the agent on RECO's public register, read their reviews in full, and ask them to explain a real agreement. Trustworthy agents explain risks, put their fees in writing, and never push a same-day signature.
How much does a buyer's agent cost on a new build in Ontario?
Usually nothing to the buyer. Builders typically pay the buyer's agent's commission on new construction, so representation usually costs the buyer nothing; confirm this for your project before you sign. Ask to see how the agent is paid in your buyer representation agreement.
Why use a realtor for a pre-construction home?
Because the builder's sales team represents the builder. Your own agent reviews the APS, deposit schedule, closing extensions and levy caps, helps with rebates and financing, and stays involved until closing, usually at no cost to you.
What should I ask before hiring a realtor?
Ask how they review a builder agreement, how they are paid, how often they will update you, what they do at the pre-delivery inspection, and how they handle an assignment if your plans change. Also ask for reviews you can read in full.
Can I bring my own realtor to a builder's sales office?
Yes, and it is best to do so on your first visit. Many builders only recognise a buyer's agent who is registered at first contact, so tell your agent before you go.
Is there a cooling-off period on new homes in Ontario?
Only on new condos, which have 10 days under the Condominium Act. Freehold homes have no cooling-off period, so the agreement should be reviewed before signing.
Does Harmeet Singh offer cash back?
No. Harmeet does not offer cash-back incentives. His buyer services are the free APS review, free lawyer review, and help with rebates, mortgages, upgrades and assignment sales.
Which areas does Harmeet Singh serve?
Buyers across the GTA and Golden Horseshoe, including Halton, Peel, York, Durham, Toronto, Hamilton, Simcoe County and Kitchener-Waterloo. The project explorer lists communities in each region.