Pre-construction, GTA
Buy a home that does not exist yet, without guessing.
Every pre-construction community across the GTA in one place, and the calculators that tell you what one actually costs, deposits, closing day, the 2026 rebate, the year you have to qualify again. Free, instant, no sign-up to use them.
Harmeet Singh
What a first-time buyer gets back on a new build
Assumes every buyer on title is a first-time buyer, outside Toronto, 10% down. Full breakdown
The tools that make the difference
Most buyer sites have a mortgage calculator. Pre-construction needs different math: what the deposits do to your cash in year one, whether you will still qualify on closing day, what a delay costs, what the sticker price really is once the HST is unpicked. These are built for that.
HST on a new build
The price under the sticker, both rebates, and exactly what a first-time buyer saves, with the 2026 rules.
Free money finder
Every government program a first-time buyer can stack, added up into one number.
Deposit structure comparator
Two homes at similar prices can need wildly different cash in year one. See which one you can actually afford.
Closing-day mortgage readiness
You qualify today. Will you still qualify on the day you actually need the mortgage, two or three years from now?
Delay cost
Closing slips a year. Here is what it costs you, and what Tarion may pay back.
New build vs resale, true cost
Price per square foot after every adjustment, on both sides. New often loses on paper and wins on other things.
155 communities, filtered your way
Every active and upcoming low-rise release we track across the GTA and Golden Horseshoe, listed by area, home type, price band and closing window. Save the ones that fit, compare three side by side, and ask for the price list on any of them.
Builder and community names are held back on the public listing. You get them, with the current price list and floorplans, when you ask.
Open the project explorer
Counts by region, updated as releases open and close.
Or let the house picker chooseWhat clients say
As first-time home buyers, we thought we had a basic understanding of the process, but Harmeet completely changed the game for us. During our very first meeting, he walked us through a detailed presentation tailored for first-time buyers, and it gave us so much clarity and confidence moving forward.
Harmeet took the time to understand exactly what we were looking for and only showed us homes that matched our needs. We actually ended up buying one of his suggested properties — it fit perfectly.
One of the best parts of working with Harmeet was going on property visits. It never felt like we were going with just a realtor — it felt like we had a knowledgeable family member or close friend with us. After each visit, he sat down with us to discuss the pros and cons in detail. This helped us make informed decisions without any pressure. Some of our friends shared less-than-ideal experiences with other agents who rushed them or pushed them toward a deal. We feel lucky that our journey with Harmeet was so smooth, respectful, and comfortable.
There were even times when Harmeet suggested properties that were slightly over our budget but had strong long-term value — such as homes with legal basements that could be rented out. In the end, we went with one of his suggestions, and it turned out to be the perfect decision, both financially and practically.
Beyond real estate, he helped with mortgage questions, furniture, and more — always quick to respond and ready to help.
And lastly, his availability and support are unmatched. He was always reachable — no matter the day or time. During our home inspection, he made it a point to be there with us the entire time, knowing how important and emotional the process was for us as first-time buyers.
If you're looking for a realtor who genuinely cares, listens to your needs, never pressures you, and goes above and beyond — we can't recommend Harmeet enough. Thank you for everything, Harmeet!
I had an amazing experience working with Harmeet! He helped me sell my condo unit within just two weeks of listing. From start to finish, he made the entire process as smooth and stress-free as possible. He took care of everything and kept me informed every step of the way.
His professionalism, dedication, and attention to detail truly set him apart — hands down the best realtor I've worked with! I wouldn't hesitate to recommend his services to anyone looking to buy or sell. If I could give more than 5 stars, I absolutely would!
Harmeet provided exceptional service throughout our home search process. He took the time to thoroughly understand our needs and went above and beyond to help us find the ideal property. His friendly and approachable demeanor made the experience seamless and stress-free. Harmeet's meticulous attention to detail ensured every aspect of our requirements was met, exceeding our expectations. If you are seeking a dedicated and highly professional real estate expert, Harmeet is the person to trust. We are absolutely delighted with the outcome.
Start with a real number
Use any tool, then email yourself the results. If you want to talk, we start from your figures rather than a blank page. The only way to reach us is the form, we call you.
Talk to us