Tools › Closing costs & rebates
Property Tax Across the GTA
Toronto's rate is around half of Oshawa's. On a $1.2M home that is a four-figure difference every year, forever. Rates are approximate, from recently published figures; type your own if you have the municipality's number.
2026 residential ratesTax is based on your MPAC assessed value, not the price you pay.
Your Numbers
Your Personal Report
Save these numbers as a branded image, or have it emailed to you. If you want to talk, the conversation starts from your actual situation.
Estimates only, for information. Not mortgage, tax or legal advice. Rates, rules and rebates change; confirm every figure with your lender, lawyer and the CRA before you rely on it.
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The price under the sticker, both rebates, and exactly what a first-time buyer saves, with the 2026 rules.